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    Your annual compliance date is the anniversary of the day on which your credit licence was issued.  This is also referred to as your licence anniversary date.
    This date is significant because your Annual Compliance Certificate must be lodged within 45 days of your annual compliance date.  The Annual Compliance Certificate asks for, among other things, information about your business activities, credit contracts, credit activities and representatives during the 12 month period preceding your annual compliance date.
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