Whilst there is no legislative provision that restricts the two documents from being combined, we would suggest that they be kept separate. This is because the documents have relevance at different times.
The obligation pertaining to the FSG is that it be provided to retail clients as soon as practicable after it becomes apparent to the providing entity that the financial service will be, or is likely to be, provided to the client. This requirement is pursuant to s941D of the Corporations Act 2001. As such, the FSG is provided to the client after information has been collected about them and just before advice is provided.